My lender said 60 days is normal, with some stretching closer to 90 days. 

Is it worth stretching that equity?

If you hold a full-time job and are on the flip nights and weekends, your hold time will stretch out.

Or you can stretch the payments out further and add annual interest into the loan.There are pretty much unlimited ways to structure money loans that don't involve tying the funds to a property, and this is why it needs to be documented in writing - so you, your lender, and your attorney are all clear on the terms that have been agreed to.

Yeah, having to put $4000 out of pocket just for mortgage seems a bit of a stretch for us.

People hope that it can be done part time or only after work hours but that's a pretty big stretch.

I'm hoping my tale can inspire anyone reading this to always strive for more, never take no for an answer, and don't be afraid to stretch yourself beyond your perceived limitations.For a little back story, here's my first real post on BP when I started (beware, I'm a long winded sob)https://www.biggerpockets.com/forums/223/topics/371714-making-my-splash-in-real-estate-6-units-in-11-monthsI started 2018 owning 10 properties, 15 total units.

Even doing it yourself with no labor cost factored in, $8k would be a stretch in my opinion even before the eviction of the destructive pit bull owning tenant. 

Input that stretches our minds to other possibilities is exactly what I hope to gain here in the forums.

I thought that would have been a stretch, however.