They avoided it before because it would be insuring past losses which is a disservice to their share holders in a stock insurance company and the other policy holders in a mutual group insurance company.

These same "regular folks" that you sympathize with were the ones that would think they were very smart had their gamble paid off.Regarding banks, I think bank management deserves to be blamed by their shareholders, not their borrowers.

A third leg of the financial mess is the relative lack of shareholder rights.

This will ensure that banks are not too big to fail and we then don't have to bail out their shareholders and bondholders in the event of insolvency.But coming back to the original point of your post, we have two options with respect to central banking:1.

An important distinction between nonprofit and for-profit corporations is a forprofitcorporation has shareholders who own the corporation.

One who understands that shareholders are the owners of a corporation and the reason the business exists is for the bottom line.

There are two common types of businesses:"Pass-through" BusinessesPass-through businesses are those in which the profits and losses of the business pass through to the owners or shareholders.

Those who have made it on their own, those who have inherited it, and those who have "stolen" it from shareholders, etc.

Anl,"Manager" refers to the people running the LLC, and oftentimes the managers are one or more of the LLC members (the shareholders).Probably best to speak with a CPA and attorney to get advice on how best to protect your assets and optimize your specific tax situation.

This is not even a record decade for bank failures under the FDIC.Total losses by insured depositors $0 - zero, nothing, the big goose egg.Bank Shareholders lost money in bank failures.