I have sold many CA buyers our more expensive out of state deals though which run great, for example north side chicago 4 units 800k+ that cashflow with great tenants 700+ scores.

What credit score do you anticipate tenants having?

I have a US credit score, US bank accounts and some US-based income, but my paychecks are not.

I purchased the audio version of Scott's book and joined his SlowFlip program.

And when a rising tide is lifting all boats, groups that amplified their results by using risky high leverage could score some massive returns until the music stopped, then will subsequently struggle to keep the rest of their portfolio out of foreclosure.

Your credit score needs to stay relatively the same from application to closing. 

I have really good income & have good credit -middle score is 768. 

There are lenders out there that will lend up to 50% of the AV with no minimum credit score requirements. 

With middle 700 credit scores you can push your rate into the mid 6s today.

I will probably buy the audio version.