The goal is not about accumulating money based on the rate of return but to continue to stack and grow the cash flow. 

I do not have the capital for the property to pitch in, so I plan to use the investors money to secure the property.The interest rate that I will pay the investor is 5% for up to a duration of 20 years.

Based on your description, it sounds like you would violate the self-dealing rule and could put your SDIRA at risk. 

If you're considering hard money loans, they can provide fast funding, but with higher interest rates and shorter terms.

Most lenders that I work with give Wholesale Rates (vs retail rates when you go directly to a lender). 

I think there were very very very few people who thought interest rates would go from 3 to 8% in about a year. 

Louis based and didn't realize how much he hated to travel to care for it! 

Based on what you've told us, your rate should be at prime (7.5%), unless you are over 80% LTV, then it would be prime +1.Jeff

For context, I'm based in the SF Bay Area in CA and looking into buying my first OOS rental after house hacking locally for 10 years.

Quote from @Jimmy Rojas: I live in Arizona and homes here are sky high, youd be lucky to get %6 interest rate, I would be a 1st time home buyer, apart from being 1099 employed would Trumps real estate plans benefit the little guys like me?