Frequent hail storms pushing insurance rates up in that market. 

What strategy would you suggest I follow instead?

For their three-year, 12% option they give an example of a $1M investment with the following preferred returns:- Without compounding: $360,328.77- With compounding: $431,237.45Taking 12% disbursements over 3 years on $1M would be $120,000 per year, or $360,000 over 3 years.

I alwasy respond yes and ask my standard follow up questions and never once have they responded back to schedule a showing. 

There is no such absolute rule or mandate for REI - it is up to you on your comfort level with your cash flow versus total investment versus appreciation potential.If I followed that rule, I would have missed out on a LOT of great opportunities over the years.We bought a house in Jones Valley in 2017 with negative cash flow - why? 

In mid February, many tenants get caught up when they start getting their income tax refunds (depending how fast they file).Income tax refunds also give tenants the needed funds for first month of rent + security deposit, so they can move.Check out this graph, which was created from tens of thousands of data points:Regarding your property, suggest the following:1) Where specifically is it being advertised?

Following this for my own interest

Following - I'm also based in The Bay Area 

They can rent the property they purchase to you (or anyone).The property must be held for investment purposes for at least 24 months immediately following the exchange.

Following - I'm based in California