If things goes the way I anticipate, Austin will be probably my 3rd largest position in size but primary financial position. 

@Joshua MartinSince you might sell next year, a HELOC is probably the better short-term option—lower upfront costs and flexibility to pay it off when you sell.

I think it's doable but it's probably best to visit. 

In most cases, you probably don't want to be considering them for refinances, unless the property is underperforming and has an upcoming loan maturity. 

You also could probably work with any number of the CPAs on BP who work remotely if you feel comfortable with that.  

I'm probably going to use 3 months to get it modernized ie new cabinets, countertops, appliances, and updated bathroom. 

If you have a 20 year timeline, I'd probably recommend B areas closer to the city or in the better school districts in the suburbs for the highest combined ROI over that time period.Right now you can expect to find decently turnkey multis for about $60-$125k/unit usually all at least hitting the 1% rule in that range.

Try Jay Hurst ( on BP), I'm not sure if he works this area but he can probably find something or give you some information / options moving forward.

This structure probably just means more grey area which means more legal fees and perhaps less chance of either of us being covered at all.

I have countered but they probably won’t accept.