People pay premiums to rent out full units and you have added privacy and easier to get lending on (lenders will count rental income on other units versus won't typically on bedrooms).

You can charge a hefty premium because with the shop fully equipped the operator saves the cost of outfitting the shop and the time and effort required.

I am by no means proposing this, but just as Medicare premiums, Required Minimum Distributions (RMDs) from retirement accounts, and contribution limits for IRA/401k accounts are adjusted for inflation, would it be fair to suggest that rent increases could follow a similar model to ensure that both landlords and tenants are treated equitably?

You won't be able to charge a premium for these items like you would if it was a STR. 

But you will most likely not be able to get premium rates until you have a proven record in managing other peoples property.  

They have lenient credit requirements and require mortgage insurance premiums.

This is where I think it's important to improve condition and curb appeal, because that condition/upgrade premium could be used as support for an asking rent that is closer to the payment standard if nearby comps are lower quality and have lower rents.

Do you have a value add like security cameras to justify an even higher premium?

Hi everyone, With escalating home insurance prices, anyone here has properties in St Louis has any issue with super high insurance prices like Florida? Is there any special permit and/or fee to be a landlord in St. Lo...

Hi Lisa - I am far from an expert on CA, but on the income I personally have a premium AirDNA subscription and start there.