Skip the pre-packaged tools and build your own, focusing on the fundamentals.

Typically, sleazy lenders will keep repeating no points and show you a great rate, then when you get under contract and see the Loan Estimate you see that there is a 1% origination fee - basically the same as points just packaged differently.

I got a person on the "special offer" line, who was selling some kind of auto repair package. 

The actual mortgage was packaged up and sold long ago (within a few weeks of closing) in the form of a mortgage backed security.

Provide a curated welcome package with local snacks, a bottle of wine, and a personalized note.

You're effectively buying a package of 3 properties.

Here's my favorites: Meg Rowlett - Park Atlanta Homes, https://www.parkatlhomes.com/adu-packages, Jeff Cox, Cox ADU https://www.instagram.com/cox_adu/, ATL ADU CO: https://www.atladuco.com/contact, Pop Custom Homes, Tyler Kitchens https://www.popcustomhomes.com/.

But if its just a new vanity, TP package and shower door looking 2k or less.

In real estate, those of us in the game the longest know one fact: if a deal looks to good to be true, it always is.FHA is for owner-occupied, as are most residential loans, so low-money down investment property packages are not the kind that would make sense for you right now.

The brokerage has a complete package.