Please listen to the above.

Listen to that and I believe you'll hear the answers to this question. 

Start listening to the BiggerPockets podcast starting at the very beginning.

I'm currently listening to Real Estate by the Numbers and just learned about Personal Financial Statements.

On eventbrite you can see they hold numerous "free" one-day masterclass events across many states (mostly in FL and CA): https://www.eventbrite.com/o/multifamily-mindset-33157729673And I came across a review from an online blog that goes into more detail about MFM: https://ippei.com/multifamily-mindset/Since I think I would be way over my head with multifamily I would not attend their 3-day event at this time.

Today's world you could save numerous lives and the answer to the prayers caused from a mass shooter.

I would consult a lawyer and listen to his advice but where I would try to direct this is the lawyer write letter to HOA that they do not agree with the HOA interpretation that the current CC&R does not allow STRs.  

I've been listening to BP for a few months and am very excited to get started investing.

I’ve read about 4 books, listened to tons of BP podcasts, but I have somewhat unique situation, and I’d love to hear what others would do if they were me.

Again, you are not listening to me.0.02% of many people is still many people right?