I'm married to Jen, I have a stepdaughter.  

Your opinion on refinancing reminded me of what a realtor recently told me...you marry the house and date the interest rate.

Then as a married couple they can write off their losses against their W-2 income. 

By turning it into a rental, you may be on the hook for capital gains tax in the future vs using the 250k exemption for single filer or 500k for a married couple that files together on capital gains if you were to sell now. 

My name is Rob, Im married to my wife Melanie and we live in Columbia SC.

"Beefy" Operating Agreements are generally needed if your entity has non-married partners or if you are using an LLC as a wealth transfer mechanism.

My goals are to close on two real estate deals, improve my physical fitness, finish my masters degree, and I am getting married in may so I want to start off my marriage well and enjoy life with my fiance!

I just closed a 3-plex in St Pete a couple months ago with a client Ben Dugoni who just got married.

If you plan to live in the property, you may have a better (IMO) option of using section 121 to avoid cap gains taxes up to $250k filing as an individual, $500k as a married couple.

You’d be in the top 1% in the world if you were married to someone who didn’t work.)Ps.