Plus new folks do a very poor job of screening the buyer for Ability To Repay (ATR) which involves pulling full doc and calculating the borrowers DTI, honest income, honest debt payments, prior debt payment histor (FICO) etc etc.Plus shockingly (or shocking to sellers) if you bought this investment house, fixed it, then are selling with financing you are selling "inventory" and y9ou owe taxes on the gain in the year of sale, you are NOT able to use installment sale to spread out paying taxes. 

Pricing models vary, but I use a flat-fee approach based on the intensity of design strategy and level of investor involvement.

Hey @Edward Zachary Samperio, have you called each municipality involved to double check the regs?

If there is title insurance involved, you should know it is not simply a matter of redeeming during the judicial redemption period (in other words, taxes and interest only).

But you do have to qualify for the seller's monthly payments as the bank is involved in the whole process and the loan is being transferred to your name. 

Enclosed a few pics for your reference.Should I involve the HOA?

I work on projects across multiple states and have a strong network of contractors.Regarding when to involve a contractor, if it’s someone you haven’t worked with before, I’d suggest waiting until after the inspection.

Really appreciate your perspective on how flood zone properties, especially in desirable Tampa Bay areas, can still hold strong demand despite the risks.After weighing everything, I ultimately decided to pass on this deal—the price felt too high for the risk involved.

And while I agree that debt is often the cheapest form of capital, if you are looking at a project that involves some form of value-add business plan, you can always refi either when rates come down or you have increased the yield on the asset to exceed your interest rate.But like Stuart noted, for many groups, even the most seasoned syndicators, raising call cash for their deals is effectively impossible.  

Most lawsuits against landlords involve wrongful eviction, security deposit disputes, and Fair Housing Violations.