I see a few red flags and just want to know if these are typical provisions and I'll be facing a "take it or leave it" scenario with ny intermediary I hire.Please give me your thoughts, my gut says the QI wants overly broad protection from everything and that shouldn't include things like not verifying instructions are from me or for negligence or misconduct.Sample Terms1.

I dont know where this is , but thats a red flag for me . 

Investigating Days on Market:When you see homes sitting on the market for 60+ days, it does raise a red flag, but it doesn’t necessarily mean rental demand is low.

At the same time no matter how much excess insurance coverage you obtain, there will always be a policy exception for gross negligence and even negligence will likely be covered only under reservations of rights meaning the carrier can opt not to provide coverage. 

I saw their rating go down and should have taken that as a red-flag.

There is so many "red-flags" here I am not sure where to start..... - you state it's an "executive" townhouse.

If rates keep going up, and we then have 2-3 years of no hurricanes, the insurance carriers will be very profitable, and will start to chase business, lowering premiums. 

When doing renovations to a property you should notify the carrier in advance and they may require a builders risk policy as well.

This probably should have minimally been a yellow flag and an indicator that the group may not have been buying at attractive cap rates.7.

If you do research ahead of time, what are some red flags that would cause you to back out of a deal or add a couple thousand to the deal cost for legal battles/ cash for keys?