Quote from @Shawn Questa: Hi all,I am curious what some of the Pros would do to Help a Seller in this situation while making a Deal happen.I found a 200+ day old MLS Listing where the Agent said the Seller is in Financial Ruin, hasn't Paid the Mortgage in a year, owes about 180k on an approx. 210k House and multiple Buyers have backed out.I don't know how someone could not Pay their Note in a year and not at least be in Pre-foreclosure. 

It's a primarily a utility asset, and secondarily a store of value against currency. 

If you need financial help, ask under the "Finance, Tax, and Legal" forum.

Instead of moving into another single-family home, consider house hacking a duplex or triplex, this allows you to use low down payment loans (FHA, conventional) and offset your mortgage with rental income, accelerating your path to financial freedom.

In fact one of the themes of my posts is dissuading investors from over spending on entities and asset protection.

If you do end up segregating, keep good records to prevent having to recapture the depreciation of the reclassified assets.

Your asset size makes it a good fit for Furnished Finder.

Unless you suddenly become a stellar STR Host and property (requiring additional spending), why not sell and make some better financial decisions....

If you need financial help, ask under the "Finance, Tax, and Legal" forum.

For example, if the loan officer asks you what your monthly payments are and your mother-in-law moved in with you because she is struggling financially and you are paying her car payment, don't share that you are paying her car payment every month.