I went to court yesterday to fight my eviction and the judge dismissed my case.

Having a 24 month term on the front end will also make my job easier doing the take-out loan when it's time to refinance into permanent debt, because there's room in there for a full year of tax returns to have been done in the middle (if your exit plan is to sell, it'll also make it easier on your buyer who will presumably be willing to pay a higher price if they can get an A-paper good mortgage).Ask for a 24 month term, tell your contractor you want it done in a year (and make it financially worth their while if they can pull it off), internally/mentally plan on 18 months, and I'm putting you on notice now to do your tax returns on time, rather than extending them (don't fight me on this, please just do it).Trying to get a renovation mortgage like this for only 1 point is likely a waste of your time, but if you want to ask, after you've secured the above as a 'done deal,' go for it, can't hurt. 

If the market you think you want to start investing in requires 2 or 3 fights and takes you all day to get to, you might not find the time or have the energy to get in that market often enough to really get to learn it.

Ok, brutal honesty @Kyle Doherty.......I got a feeling you showed up to a gun fight with a spoon when negotiated with this builder.

These are people who fighting cancer, had a death in the family, or otherwise are in a bad situation. 

All, I'm curious what you would do in my situation.Tonight one of my tenants got drunk and started fighting with her boyfriend.

You’ll fight to get them to pay for even small things. 

I just know that if you have to fight the Historic Preservation Commission you have to be very careful.  

Building in a downtown area typically involves privacy fencing the entire site, permits for road blockages, fights with neighbors over port-a-potties, and difficulty with noise ordinances. 

I was mowing the lawn, chasing contractors, fighting with the window company.