That would have the effect of improving the rate of return, but it's also more complicated than I intend to get with this fantasy :) 

Stepping out of 'fantasy land' and back into reality, there's 0 chance that will happen unless there's very drastic changes to this local economy..  

I didn't really have any side gigs or anything but just allocated any extra money to the savings account--bday money, tax returns, fantasy football winnings (only 1 year lol), etc.

I'm finally going to see him again later this month when he returns for our long-time fantasy football draft. 

That’s a complete fantasy in our local political climate.

I keep hearing this weird fantasy about a housing collapse on level or bigger than 08/09, waiting the side-lines for it to happen and I have noticed 99% of the time it is people we are newer to "the game", who never were into REI during the collapse.

@Justin BadilloIf I were you, I wouldn't put up bandit signs that say "WE BUY HOUSES 4 CA$H 555-5555" It's a recurring fantasy of mine to print up a big stack of signs that says "AND GIVE THE BEST H***!!!"

If we fail to inform them of the realistic expenses they will face, or try to fill their heads with fantasies of huge amounts of appreciation over the years, they'll go bankrupt.The 50% rule ONLY tells you what average expenses are.

Now you live there and want to be in the low end rental game and run it like a business I get that.. but for someone who just thinks they can buy one or two of these and they are going to realize some great return on investment that history has proven to me time and again is just a fantasy and the only one who makes money is those selling these. because it certainly is not the investor .. 

Quaint little shops and fantasy island is fun for the kids.