Make sure you know where the guard rails are with your bank. 

Outside of real estate, I enjoy Working out, training my German shepherd, and traveling with my family.

@Tim Bergstrom I am a lender with a local bank here in Louisville and an investor personally as well. 

I’d suggest starting with local credit unions or community banks—they’re often more flexible with investment properties.

It is the interest rates at which banks lend to each other and is short for Secured Overnight Financing Rate. 

Quote from @Brandon Croucier: 12 or 24 Month Bank Statement is probably the best bet.Where would I get one of those? 

This is how banks verify property owners maintain insurance.

Has anyone tried this paid program - Just Be The Bank: How WE Generate Passive Income & Wealth in Real Estate. 

Raising money is all about marketing and sales (not real estate specific) so either hire marketing agency and read sales books, or hop on some LinkedIn courses on marketing and sales.Not sure the legal structure to use: talk to accountants and attorneys.Need deal flow: talk to brokers and go to a lot of networking events.Lending terms: start calling banks and loan brokers.From there, it is all risk mitigation. 

Unlike banks, which offer limited loan options, brokers have access to a wide network of lenders, including niche and non-traditional financing sources.Here’s what they do:Assess your financial situation to determine your borrowing power.Compare multiple loan products to find the most favorable terms.Negotiate rates and terms with lenders on your behalf.Guide you through the application process, ensuring you meet all requirements.Example: Suppose you have a lower credit score or unconventional income sources.