I'd rather get it all knocked out in one visit than have multiple dental visits.Some of the loans I've done with the highest closing costs, due to points, are just like the above.

I'm a first year dental student living on student loans. 

No idea what do now in terms of funding since this would be our first buy and hold, he works as a real estate agent & I'm a jobless full time dental student.

I did exercise science in preparation for dental school, but those plans changed right after I graduated. 

Uh huh, and the life insurance salesman says you need more life insurance and the health insurance agent says you need a more expensive health plan (plus dental).Lucky for you that you have a report for someone who wasn't selling you anything (other than selling their educated opinion).

I am analyzing the potential purchase of a Connecticut multi-family with a dental practice on the 1st floor and a residential tenant in the 3BR on the 2nd floor.  

Hi Mindy,I am about half way through writing my book for commercial retail.STNL - Single Tenant Net Lease A free standing building with one tenant in it such as Starbucks, Auto Zone, Walgreens, Taco Bell, Wells Fargo etc.MTNL - Multi Tenant Net leaseA building with multiple tenants in it such as a retail strip center.For example a national retail center might be a Starbucks, Chipolte, Aspen Dental, T- Mobile all together in one building you purchase to own.Current value is what the STNL building value is today for an appraisal with the land,building, and primary lease term value in place.Dark value is the appraised value of the STNL building without a tenant in place and income stream.

I currently work about 30-34 hours a week as a dental hygienist and have for the past three years.

you want free and advice.. take them to lunch... lunch is one of the cheapest forms of marketing you can get.I had a very quick stint at trying to sell dental chairs and delivery system equipment when I was fresh out of highschool and right before I got my RE license.I still remember the owner of the company taking out his credit card and making a big point of it and buying lunch as one of the best forms of marketing.

Right now I'm a full time student at Cuyahoga Community College majoring in dental hygiene and i've been looking to make a substantial living while being enrolled full time.