Your coop is a liability that I would off load and concentrate on investing as your #1 priority.Your plans to have children is going to be a major constraint on your plans going forward.

Rob,We are concentrated in Tremont and Detroit Shoreway areas. 

I am looking to begin my investing in buy and hold with a concentration in multi-family (2+ to small apartments). 

Concentrate on large findings that should result in price reduction or a credit at closing.  

My business partner and I have formed an LLC to concentrate on real estate investments. 

Jan 2016, quit my W2 and dove into real estate full time and have since purchased a Fourplex and  small seven-unit apartment building with a partner and concentrated on paying down our HELOC.Now with HELOC paid off, we are looking to pool our equity in exisiting properties with a portfolio lender to purchase larger 8-20 unit building.Hope this helps!

I live in Matthews and have been concentrating my search on Southeast Charlotte and as far north as the University area. 

During the time you are working toward the 2 year mark concentrate on improving your credit score, living frugally to save every penny and developing relationships with other investors.Choose your friends and associates based on them having money and being interested in real estate investing.

□Have you diversified your lease termination dates so that the termination dates are not overly concentrated together and not in the winter?

Concentrate on savings, living frugally will be your best approach to increasing savings.