They are NOT going to make an owner whole unless you buy a replacement specific policy.So again, let's not jump to conclusions, just ask your PMC what legal reason compels them to depreciate tenant damage charges.

Yep, get that team together, the core 4. 

Apologies I published this post by mistake. There doesn't seem to be a way for me to delete it. Any tips on how to delete it is appreciated! 

My market went up 9% in the last year according to core logic.  

Following David Green's Core 4 strategy (realtor, contractor, property manager, and lender) gives confidence to invest anywhere.

"McAllen was recognized as the third safest city by SmartAssest.com, which analyzed a core set of common safety factors, including the following five metrics: violent crime, property crime, vehicular mortality rate, drug poisoning mortality rate and the percentage of the population engaging in excessive drinking."

They are building new fourplex units and advertising compelling cap rates in their pro formas.

Hi @Raechel ClevengerOne thing to remember when you are getting into RE investing is to have your team of people or as Brandon Turner from the Bigger Pockets Podcast calls it your CORE 41.

I would focus on building out your core 4 (realtor, contractor, property manager, and lender).

Read this article on the "core 4".