I only have credit card debt with a minimum monthly payment of under $300. 

This is like a credit card but tied to your property's equity.- **Cash-Out Refinance**: You can refinance each property to pull out cash, but this involves new loan terms and closing costs for each property.### Steps to Take- **Research Lenders**: Look for lenders that specialize in real estate investors and offer portfolio loans or multiple HELOCs.

Norada was basically borrowing and owing unsecured debt, like a revolving credit card debt.

Currently, my setup is a separate bank account with it's own debit card to hold deposits, track expenses, and track income.

Taking advantage of a natural disaster to get yourself a pay raise, classic union tactic. 

Credit cards - store specific, general business expenses, etc.Any POV you have on what has worked for you would be great!

If you are trying to get others to pay your down payment and you have nothing in the deal, there are probably no terms that anyone would agree to unless they were getting credit card type returns. 

You'll see a lot of vans & trucks with no business names on them - these are the guys to approach as they're hard working and not spending money (yours) on advertising.Be prepared, most won't have business cards and may not be friendly.Persist and you will start to build your crew.

Broker will end up paying, if Saurabh Patel plays his cards right.

Moreover, there may be more house hack opportunities to explore and consider than just your classic duplex/quadplex example.