Best check if your REIA is a Chapter of National REIA.   

Jack Robinson is my account exec.

Check it out here: Philadelphia Tax Sale Auction MapHope this helps fellow investors—let me know if you find it useful and I can create more maps for Philly auctions!

Check the forums here on BP for a place near Augusta. 

What about Debit Cards attached to a checking account?

Just be sure to check local laws on utility billing in Michigan before implementing anything, because this may not even be an option.

Penalties of these Federal charges may include:30 years in prisonUp to $1 million in finesThey have a "statute of limitations" - (with a third "T"  ;-) of 10 years from the date of the transaction - 10 years from now, you could get a very nasty call and hopefully, you put your reserve money in a good account that grew to cover legal expenses**********************************************And the universe could blow up as Doc says in Back to the Future " But, granted, that's the worse case scenario." 

You might also want to check their creditworthiness, especially for larger transactions.

You can also check their reviews online at Google, Facebook, or Yelp.

If you have any accounting questions, feel free to reach out!