would love to connect if your time allows this week

These forums don't allow political discussions, but you could discuss a particular policy, regulation, or action that impacts investments.

This option minimizes taxes while allowing more flexibility to reinvest without 1031 restrictions.Option C: Sell Now Without the ExclusionSelling immediately means paying capital gains tax on the entire gain, including depreciation recapture, making this the least tax-efficient option.Additional Considerations:HELOC or Cash-Out Refi: If you want to keep the rental while accessing equity for your retirement home, consider a HELOC or cash-out refinance instead of selling.Estate Planning: If you hold the property until passing it to heirs, they receive a step-up in basis, eliminating capital gains taxes entirely.For tax efficiency, staying two more years allows you to partially exclude capital gains, while a 1031 exchange defers taxes if you plan to continue investing in rental properties.This post does not create a CPA-Client relationship.

Your time is best spent producing the revenue that allows you to invest in the first place.That includes using local agents you meet and feel are a good fit for you, property managers, possibly buying completed properties like the one you posted here, and outsourcing as much of the process as you can as you get started. 

You should be able to qualify it immediately and sign a document stating loan is not owner occupiedsome will allow it in your name and some do not- it depends. 

An exception os if the owner of record is an individual and places the property in a trust that operates as a pass through entity,  the sale or transfer of said trust is a violation of the due on sale clause. ”The Garn-St Germain Act is a federal law that allows lenders to enter into or enforce contracts, including mortgage agreements, which have due-on-sale clauses even if a state’s constitution or laws, including their judicial decisions, prohibit such clauses.

A better option is to strengthen your existing network and ask them for referrals.I appreciate your comment, but right now I need a broker that allows me to work remotely. 

This allowed me to control renovation costs, streamline operations, and accelerate my investment growth.

I admit having some trouble searching for team members in the forum so hopefully BP guidelines will allow user referrals or intros.

The worst thing is to pay for a service where you don't get a benefit.If you have STR's and actively manage them, then there is a good chance that you can treat the propreties as active instead of passive which will allow you to offset the losses with other forms of income such as wages, interest, dividends, gains, etc.