I pulled permits for 4 of my East Baton Rouge properties (not a GC, just me) for post flood reconstruction.

Call the reConstruction team.

Started 2005 elective multifamily and track housing. 2008-2015 specialized nationwide disasters for reconstruction. 

I'd even take pics of the damaged areas then the reconstruction to show how you repaired the property. 

I'm pretty sure my cardiologist, surgeon, and other personal that worked in and out of the surgery room, didn't get their education through on the job training...and I can't tell you how happy I am that they did.    

It's to volatile unless u are leaving it long term and since the heloc rate will change u may need to reconstruct it at a higher rate and wind up with issues.

The law of averages catches up on property loss.Personally I have seen loss / damage of investment property; due to fire on vacant investment property (which was under renovation) with reconstruction cost of about $55,000; tree branch falling on roof (occupied property) that made to replace roof for about $13,000; water damages...... 

I'm having a plastic surgeon install rotary blades, 30 mm cannons and AMG-114 Hellfire missiles on my body.

My wife was in the insurance industry for years and she always included new foundations in the reconstruction cost of a loss.

If you are a brain surgeon making $1,000 an hour, then you probably have a higher tolerance and can pay for a roof repair without digging into your reserve.