Institutional investors such as BlackROCK who just bought all major rental highrises in Miami are the sole reason why this market is completely different than the past one you are thinking about.

28 Eleanor Ln, Rockland, MA 02370 How did you find this deal and how did you negotiate it?

29 LINCOLN STMillville, MA 01529 How did you find this deal and how did you negotiate it?

Purchase price: $350,000 Cash invested: $20,000 Sale price: $385,000 Single Family - Off Market DealFall River MA What made you interested in investing in this type of deal?

As for STRs definitely check the rules in your area cause MA has a lot of restrictions on days.

I am here in St.Pete and funny enough also from Massachusetts. 

Now after all that, you have to go to a lending institution a second time and try to get a loan and there are many requirements to getting loans in todays environment which make it difficult.

I am located in the north shore area of MA and got my two duplexes through house hacking but always will to share my experiences! 

Institutionals make up just a tiny fraction of the market, not enough to move the needle even a little.

So while I can't claim to speak for every financial institution out there, it's a very broad survey, finding an option not contained there might involve making quite a few phone calls.When I see 30 year fixed, 30 year amortization, 30 year maturity (basically, identical terms to a consumer-friendly kid-gloves home loan), which does in fact pop up if I specifically search for it, it's almost always at a rather high interest rate, and the borrower doesn't opt for it.