Originally posted by @Larry Fried:@Charlie Winter Hi and welcome to BP and the world of REI!

I second @Larry P. commentI'm sure a smaller local bank would be glad to have your business provided everything checks out per their underwriting guidelines.

@Darrell James...as Larry mentioned above, if you are buying using a Realtor, you don't pay.

@Larry T. for option b) i would do a contact for deed and disclose that the house has a mortgage on it that would be paid off when the buyer pays his obligation and before the title is transferred.  

  I use Kwikset smartkey locks in my properties also  @Larry P.undefined

Thanks @Larry P.Was looking at them more as a short term cash flow.

Larry French runs a club in Coachella Valley.There is tons of houses and opportunity here.  

I'd reccomend you give investing in duplexes, triplexes and quadplexes by larry b loftis.  

Sincerely,Larry Cheshier

@Larry K., each deal will be different depending on the exit strategy, type of asset, market cycle, repositioning vs. value add, to name a couple factors.