Hello, everyone.My name is Hild R. and I'm new on Real Estate business, I used to run a small Painting LLC business with a HIC LICENSE for few years but based on personal circumstances I have to pause.

Set up an LLC in the property’s state for liability protection, and consider a parent LLC if needed.

All my properties are bought via LLC so I use the commercial loan team.

LLC or Corporation 

We have an LLC that holds real estate but have run into issues refinancing through the LLC when family is renting or ultimately living in the property so I’m also not sure if this should go through the LLC or be a personal purchase?

Again, depends on how you're planning to use the property (exclusively investment, blended occupancy/rental, or full-time occupancy) - if investment only an LLC would be the move. 

Quote from @Abhijit Roy choudhury: Financial Crime enforcement Network, requires reporting of Beneficial Ownership Information filing by 01/01/2025.Does this apply to us, Rental LLC owners.

That is another intangible asset that we are inadvertently growing.From LLC formation, to working with builders, to understanding what the city is doing, to learning the multiple layers of lending, we have automatically built relationships and a foundation of knowledge that we wouldn't have gotten in the same way through other routes.We have definitely continued to see land appreciation, which is worth mentioning.  

Do you own the 3-family in your own name or in an LLC?

If neither wants to sell you may consider putting everything into a jointly owned LLC with governing documents spelling all of this out.