When I get back there later this week I am going to poke my head into the attic and I bet there is probably gonna be the squirrels stash of acorns for the winter.

JohnThe one lady I was referring to, was kind of a joke really.

I wanted to know where does everyone stash their down payments.

Take the money you save from having a high-deductible plan, stash it in the HSA and leave it alone.

I guess now I'm weighing the opportunity cost of stashing pre-tax dollars into a 401k above employer match instead of taking that money to invest in real estate.

First impressions are big in this business and if you are deemed a joker broker from the start, it is tough to overcome it.So as Terrence mentioned get educated.Originally posted by @Terrence Evans:An experienced note seller does not care about you.  

Whoever gave you that rent roll is a joker

For 12 months, I >acted< like I had a rent payment (very important) and stashed that money away as a down payment.

You just need to be cautious given the lack of TRUE transparency in these investments.So my thoughts: A) Stash your cash in some low yielding account while you gain the knowledge, build your team, work to understand what makes one project or sponsor better than others, understand market drivers, etc.

So, speaking in pursuit of wisdom here, it seems like the best play for you guys would be to lower your heads, push hard, and save up WHILE looking for deals to execute with the stash of cash you DO have.