Louisville been my home town for two decades before moving to bay area, CA.

Each option has its pros and cons, and I'm hoping to get some insights from this community to make a more informed decision.Option 1: Building an ADUPros:Increased Property Value: An ADU can significantly increase the value of my primary residence.Control and Proximity: I can closely manage and maintain the property since it's on my land.Potential for Higher Rent: ADUs in bay area can fetch a good rental price.Flexible Use: ADUs can serve multiple purposes – home office, guest house, or rental unit.No Additional Land Purchase: Utilizing existing property means no extra cost for land acquisition.Foundation improvements: I will get an upgrade for my foundation which increase house stability.

Keeps the large expenses at bay for that first year so you can build up those reserves.

In a pot i put quinoa, a bag of mixed frozen vegetables, lots of water, 2 bay leafs, salt, pepper, olive oil, 1 lemon, black pepper, italian herbs, 1 habanero (which i pulled out later).

RE exposure will be there, just not this large allocation that BP thinks. yea and they are not stupid either because they know each local RE has more dependencies to supply-demand dynamics rather than interest rate alone.this is why even for hedge fund, they only purchase in certain area in bay area only like in cupertino or sunnyvale where it's good school district and next to Apple.

Purchase price: $250,000 Sale price: $349,900 We provided a loan for a new construction project in Palm Bay, FL, with one of the biggest build booms.

My name is Bradley Miller, and I am the Marketing and Business Developement Manager for Jamison Management Company and TMC Property Management, overseeing a diverse portfolio of properties in both the South Bay area of California and the Tulsa Metro area in Oklahoma.With a strong passion for real estate and marketing, I have dedicated my career to fostering positive client relationships and enhancing the tenant experience.

Hi BP,I'm a first time investor from the Bay Area, California. 

One of my properties (in Palm Bay, Florida) recently encountered a leak which apparently occurred because the AC unit may not have installed properly.

I meet the requirements for an accredited investor and so do many people in the San Francisco Bay Area (pretty easy for a married couple with $300,000 income, lots of people in that situation).