DSCR will impact your debt to income ratio and it could impact it negatively.Once you get your W2 situation straight, buy a small multi family and live in it for a year.  

Are you concerned that said Freedom of Speech would impact book/program sales?

While it’s impossible to know when / how many homes in a certain city will be impacted by fire, flood, etc I try to stay top of mind with ALE Solutions so that I’m one of their first to call or email in the markets I operate in

The credit score of the guarantor will impact the rate- more on that below. 

In terms of property value, I dont think it would have much of an impact as SRA really isnt classified as a crime specifically because of secular laws and such and the crime would be sa, murder, extortion etc..  

Since non-permitted work could impact insurance or liability, I’d consult local authorities, hire professionals, and confirm zoning compliance to ensure a smooth process.Good luck!

Hold on to the cards forever (closing accounts or opening new cards can impact your score).

The longer you hold at the higher HML rate will really impact your bottom line.

@Joy McQuearyRecommend you first figure out the property Class you want to invest in, THEN figure out the corresponding location to invest in.Property Class will typically dictate the Class of tenant you get, which greatly IMPACTS rental income stability and property maintenance/damage by tenants.If you apply Class A assumptions to a Class B or C purchase, your expectations won’t be met and it may be a financial disaster.If you buy/renovate a property in Class D area to Class A standards, what quality of tenant will you get?

The accounting software that you choose should not impact your relationship with your accountant as long as you can provide them a report that is easy to read and understand.I would suggest, if possible, to change softwares at the start of a year as it would make things easier.Furthermore, make sure you to carryover all balance sheet ending balances to your new accounting software.Best of luck