Before people on this board started making gift baskets for new leasee's and calling them customers instead of tenants.Pivot?

If your equity has gone negative as well, you're stuck with a negative cash flow asset that you'll be forced to sell (never a profitable position), keep losing money or lose it all to foreclosure.If you're making positive cash flow, you can wait out the market corrections and sell when it's profitable, not when you're forced to.You'll almost always make more money on appreciation than cash flow, especially if you're forcing it, but you should never count on it to keep you afloat.Cash flow is the roots, appreciation is the fruit.

I would also rather not put all my eggs in one basket.

I think the point they are stressing is not to put all your eggs in one basket.

As Chad is an investor like Joey, and in my discussions with Chad he has a very good handle on the market place there.One of my very best Vendors in the whole US is there in B ham... so he has created an investment environment for me that has been very successful and fruitful.

Yes these are easy, low hanging fruit as far as finding available notes but it comes with a price.

Doesn't sound very fruitful though, from your experience. 

I still to this day wonder why more realtors do not have a bigger basket of banks/lenders they deal with for this purpose. 

Sure I get nice gift basket every year, but thats a bonus.

I love my fruits and veggies, but I'm a carnivore for sure.