Credit scores are blind to demographic or cultural differences among people.The most commonly used credit score today is a FICO score, named after the company that developed it, Fair, Isaac, & Co.

Measure risks and liabilities with each location, housing type, and tenant demographic.

Milwaukee metro is a totally different picture, economically and socio-demographically,  but you'd have to include 4 more counties.

Will those demographics change?.

@Kevin Jackson, I see you have been poking around BP for over six months now, which means you should really be able to give a fair summary of potential answers to your own question.Answers relating to neighborhood, age/condition of property, comps in the area, demographics, your ability to finance, ROI, ARV, your own RE goals, etc...Care to give it a go?

Shepard is a huge training base so there are some unique demographics.

They are all targeting the same class of renter which is incidentally the top of the food chain and one of the smaller demographics .

This is a deeper conversation, but I don't think this can be defined as a bubble, since there is no asset connected with the lending (like there were houses in 2007, dot come stocks in 1997 or tulips in 1637).The second concerning factor is the demographic decline in traditional college-age students over the next 10 years.

Some may require you to sign a confidentiality agreement to get the OM but assuming you are not going to turn around and post it on facebook, that is not much of a barrier.In general, the OM should contain all the income / expense information (hopefully more then one years worth), demographic and market information and finally comparables for the property (e.g.

If anything they are going from 25 year to 20 year due to the new FASB accounting rule changes coming soon.The value of a Walgreens will be tied to it's primary lease term remaining and then demographics of the area and land it sits on with traffic counts.