I view this pension as a temporary soft spot.

In my part of the country we have soft clay soil that results in a lot of movement in the house.

They asked about our credit and we said we've been working hard to keep it perfect, and they asked if they could look at it.I specifically asked them whether or not it would appear as a soft inquiry or as a hard inquiry because we're watching our credit numbers like crazy, and hard inquiries have a negative impact.He assured us that it was a soft inquiry and that there would be no effect.As soon as we arrived home, both of us received notifications via email that our credit had dropped 6 points, and that a new hard inquiry had been added.Is this kind of dishonesty just accepted?

i will second that commetn that IL is Bass-Ackwards!

Rents will be soft for 1-2 years.Bonds will have a great year, but their returns will still be piddly.

I couldn't get past the bass in that photo......

In your calculations I do not see soft costs which are typically around 40% if your overall costs.

Need soft second or equity loan

Sometimes when you are on the up and up its easy to not think about those things but when you hit a soft market it really builds "character".  

@Chris Tracy Thanks for the concern and can say I do have a soft spot Memphis.