Aiding one to hide assets is morally wrong and criminally culpable.

We have never triggered the due on sale clause after sending this letter and it is definitely nice to have that in your back pocket in case the seller flips out three years later, calls Legal Aid and starts spouting off that you were a party to loan fraud.

it'll add value to commercial enterprise but not residentials

I have a great visual aid: "Hey son I would like to make a legitimate offer to you.

One of these lives at home, at the office, in your car next to the first aid kit, and as a cell phone app. 

Something to think about I guess the purpose of the governor's encouragement of ADUs was to aide the housing shortage.

However, if there weere an enterprising someone out there that has a mortgage license, is bonded, insured, and can underwrite for PMI, now that seller financed notes are more farmalized, it might be possible to implement such a program, but to date, no, pretty sure of it.

I'm sorry, I couldn't hear you, my hearing aid fell out."

Also if they have a large amount of arrears, telling them that the state financial aid may be able reduce or eliminate the arrears could be a financial motivator.

Does anyone know the investor criteria that a company such as Walgreens or Rite-Aid has to participate in their sale and leaseback opportunities?