Always be ready to negotiate with a co-signer or additional collateral.Before even going to the bank to beg for a loan, try the following:talk to the sellers - ask for some owner assisted, short term seller financing -  tell the seller that financing is difficult these days - ask if they can hold a subordinated mortgage of 40-60% of the purchase price with a short term balloon.ask for right of immediate possession of the building so that you can prep it for appraisal and to upgrade the kitchen and baths (at your expense and risk)re-write the contract so you can buy sub-to the existing mortgageask the seller to refinance the the building - keep the cash and you'll pay the mortgage (maybe give them a note for equity that may be due them). 

Ji Hun Seo I would stay away from a co-op as my first investment.

Convinced a co-worker to ditch his $795 a month apartment for a bedroom at my place for $425 and split utilities.

Also if you have a co-wholesaling marketing agreement, that would be great!

Some places you bid down the percent of ownership you'll accept, so you could be a co-owner with the person who didn't pay their taxes.8. 

I do have excellent credit, access to 50-100k cash, and a co-signer that has a great income and income history.

If you need a co-signer and no down payment help, then maybe you could just give equity and preserve your cash flow. 

and since the raise is so small  one investor that is a co manager in the LLC on the checking account and active.. with U would be a simple approach and it fills your experience bucket..

I'm gonna be using my wife as a co-borrower when applying for my home loan so should I include her in the llc as well ?

Add more income for the new OO purchase by having a co-signer.4.