Even if there was zero appreciation, that would be far far away from financial ruin.  

I learned some important rules when cold calling apartment owners:1) always agree (we already know this)2) always leave prospect in a good mood 3) keep them out of no, in maybe, and moving towards yes4) if they say no to your offer offer them something elseThe number one rule in sales is to always agree.The worst thing you can do in sales is disagree with the prospect because when you disagree with someone it ruins rapport and the road to the close  holts.The whole purpose of sales is to get to the close.Always keep the conversation a positive vibe.

RVM is a quick way to ruin your company's reputation....if you going to contact people, you need to call them. 

The pool is full of algae, the inside is full of junk, the carpets and possibly floorboards are ruined because there's a hole in the roof and it's been raining for the last week.

I would not let this ruin a good deal.

What normally happens is that people are forced out of business; lose their savings; ruin their credit; and are so beaten down that they work that 9-5 job the rest of their life.P.S.: And you think my numbers are off right?

Protecting the homeowner is my biggest concern here, and I'd hate to see someone get slammed with a huge deficiency judgement and ruined financially (even more than they are) because I didn't know what I was doing, you know?

There are many uneducated people in my area where I rent homes out dropping prices and giving things away for free. This all started about two months ago. Things like cutting the price of a rental 200 under market and...

(at least a $50k difference)i am not behind on any payments.i don't want to ruin my credit.

Plus you will be in a better spot to LAUNCH Your own career from.When (if) you do leave, don't blow up on the guy and ruin what's been a longstanding relationship.