When you enable people, it hurts them more in the long run.

I am looking at a large tract of land (over 30 acres) and want to know what are the best options on financing out there.My objective in the financing is to keep the payment low so my debt-income to stays low to enable me (or not prevent me) to acquire more SFH/STRs utilizing my remaining FHA loans over the next 24 months.I am a person with outstanding credit and no consumer debt, so the local bank offered me 6% with 30% down on a 20 yr note. 

That enables you to buy and control 1.3m of real estate with just 46.

This enables you to get in immediately, renovate, and the find your own tenant at market rate.

The current owner might have just been too lazy to make the increase on time because there is only a small window each year when they will enable the owner to do that based on their lease with the tenant. 1.

Its been said here many times, a good percent of landlording is managing human behavior and if you let this tenant continue to mess up your property with no repercussions, you are enabling bad behavior. 

Right after I told my family about the deal, my dad reached out to me by surprise and told me he'd be willing to lend me the money to enable me to use a conventional loan.

If the applicants are straw applicants or non-existent then the remaining tenants might not meet the income requirement and/or you could end up with a situation where a straw applicant has enabled criminal elements to occupy the unit.Sally, Joe and Eric apply for your unit, they pass and you rent to them.Later you find out:Sally and Joe moved in with Bob.Eric isn't a real person, he is a made up person, a stole identity basically, provided to you to pass the application screening.andYou find out that Bob is setting up a meth lab in the basement of your unit.I don't think that's ok as long as the checks clear.

I appreciate your feedback and though he may be upset with me about it, I am going to make sure we are braking enough to thoroughly evaluate not just how great the numbers appear initially on a deal but how quickly/does it enable us to get to the next deal! 

We also enable investors to track all their offers in a centralized place while we do the heavy lifting of making sure they hear back within 24-48 hours.