I have a call scheduled with my broker in the morning, I'm hoping everything can get ironed out quickly.  

Something wrought iron (pointy) with a lock and maybe other deterrents like sharp shrubbery might help.Motion lights can also be a deterrent.

This feature has automated our lives, so we don’t waste time making coffee or tworrying if we had turned off the iron when we left home.

Same scenario as others have mentioned; someone reports they're doing "god's work" (here in the south folks often don't question those who claim to be doing such work) and are renting their homes on the cheap.Last one that came up on craigslist I got so mad at I actually called the number and left a message that if I ever found them I'd hunt them down and blow them to kingdom come (I thought that was rather ironic...must have been a Monday when I called). 

All water lines in this house are embedded in thick iron reenforced masonry walls, and digging into them to change the actual bathtub valve, especially while the tenants are living there would be really difficult?

I had many conversations with different brokerages until I found the best one for me, which ironically was within the first bunch that I interviewed.I belong to a brokerage that allows me to do business my way within the law and it is a brokerage w/o a lot of formal training.

@Wayne Brooks i was under the impression that its of the loan amount so in my case it seems more like 10%. im considering not using and escrow account with them and handle it myself...if that makes the difference of 3-4k...i still have to iron some things out

He has several irons in the fire right now tieing up his funds available for REI.

Iron out the details later but lock it up now!

In my area they are required and are so supposed to prevent arcs when unplugging heavy current users like electric irons and heaters and such.