IE nicer home,, nicer car,, some trips. kids going to college.. then buy a home for kids when they get married that sort of the thing  next thing you know 5k is no going to cut it.One of my mentors retired when his retirement income hit 70k a month ( none of it real estate related)  and he lives pretty nice lifestyle  but stays very active in business's he owns and runs.for me personally I just really never even think about it much I just love doing real estate and real estate deals.. and some how it just all works out... 08 to 2010 being an exception and a total bummer on my end.But  having said that and lived through the 08 to 2010  having CASH is important or paid for rentals in good enough areas that they can basically handle themselves without all the drama of low end C class stuff...

I know that sounds harsh.  

Boy was this a HARSH learning curve.

Never use harsh solvents or cleaners though.

Keep in mind that if you do not make the min payment or are late there are often harsh penalties and your zero interest rate may go away.

I apologize, I know my question is harsh and offensive but I honestly was asking myself what if they for whatever reason accidentally mailed to 995?

@Wayne Brooks That's a bit harsh!

Where you invest will be driven by your investing goals, (and tolerance for tenant dramas).

Sorry if this came out harsh, it was never the intent...

Strangely, I own several houses in Prentis Park, which technically is a neighborhood that has more drama that Truxton, but something about Truxton turns me off.