But now that I've found the BP calculators, I'm in love...and so is my financial planner, if for no other reason, it takes some of the weight of telling me "No" off of him because I can see for myself that it's a bad deal. 

Would it be better to add in clauses to the lease or would an addendum signed by the tenant hold the same weight.

It might sound expensive but this is off the books money and that carrys a lot of weight to me, not having my credit dinged or showing a brand new loan on my credit report bringing the score down when i go to finance it long term is a huge help if your financing in your own name.

Exceptions to that would be a game of multi-deck blackjack where the cards coming out of the deck influence what cards are still available (which is still irrelevant unless you've been keeping inventory and know which way the remaining deck is weighted).  

The existing tenants have mentioned separately (this is an up/down duplex) of smell of mold.This is not difficult to believe if in fact there are these obvious cracks on the home exterior.There is no doubt water/moisture is getting into the home and creating a condition for mold to grow.We had a structural engineer out to do our buyer’s inspection yesterday, report is due out later this evening (11/04/17).Verbal communication while on site, indicated a mutually shared concern over these cracks.The roof appears fine.A wall in the backyard will need replacing as the soil weight has almost pushed this wall over and it is only a matter of time before this thing comes falling over.Boiler may need replaced, windows as there is some clear cold.These are just concerns at this time but inspection report will lay all this out once received later today.I should have been a little smarter in not agreeing to a change in inspection objection deadline when it was presented by seller.My buyer’s agent and I should really have talked this one over, as I realize now that, it left us with only hours after inspection to come up with our inspection objection response and to be honest I will not have time to get bids for any of the extensive repair items which I do not doubt will be confirmed in the report received later today.Seeking any advice that you can give on the following: Would you proceed with purchase of the above detailed home?

Larger amount is weighted as a loan and not a credit line.

The roof is new and looks good on the surface, but all this added weight can't be good, especially in winter with the weight of snow/ice.

For folks who want returns in the present, out of state purchases that are managed by a quality property manager are worth their weight in gold. 

Amazon has many reviews but it's the Verified Purchase ones that hold weight. 

While I'm sure some regional banks, credit unions, etc. will slightly differ in their weights I would imagine they all care about credit scores, net worth, DSCR, etc.