But that's the root of the problem, not lower rent.

House hacking is out of the question as we are deeply rooted on a farm with a shop for my lawn maintenance business. 

If someone does not read the instructions or call for help, they get what they create.All IRA horror stories have one common root - failure to educate oneself on the process.This can stem from several sources:Plan providers that focus on marketing, not education.Plans that do not come bundled with access to quality ongoing support.Investors who just think of this as "an account" or "a pile of money" and do not respect the fact that with the freedom to take more control over their investment portfolio comes a responsibility to be aware of and operate within the rules.For investors who take the time to be properly educated and work with a quality provider, there is very little risk. 

Looking to invest in Eugene/Springfield, OR area as my family and I are looking to set some roots in.This will be my first time investing in real estate, so would be looking to build a team starting with realtors, brokers, PM’s and contractors.

We are eagerly expecting our first little one in a few months and really excited to put down roots in this beautiful city.

With MSU-northern and the railroad there’s plenty of people always wanting to rent and not put down roots.

I just had a client leave me in fact, which doesn't happen ever really, but the root cause similar to this story- the leasing agent allowed a Section 8 tenant to pay their deposit over time instead of requiring a lump sum payment (my company is peppered with "Andrew's Properties" where I'm willing to flex terms for good tenants, and Managed Properties where the rules are firm...this was an error and the agent hasn't been retained for future rentals).

This is sort of the root of syndication deals, which are usually more complicated but essentially pay the syndicator part ownership for finding the deal, putting it together, and managing it.On your question about contacting MF owners directly, yes I've done that successfully in the past.

We will do a local winery red and white or a local brewery growler with root beer etc.

That mess will never be paid off, it will just be part of our growing debt.I am not advocating putting your head in the sand or acting irresponsible, but you should never root against the home team.Regardless of your politics, 4% GDP is awesome.