We mix it up with performing and non performing loans and we have some performing that are short term bridge loans as my confidence in reperforming paper is low based on the re default rate risk.One last thing to touch on, there was a comment that I am one of Marco’s henchman.

Hey @Christian Vito, I do have a few developers/contractors I can get you in touch with.

I wouldn't touch your 1st mortgage unless the blended rate (Both the 1st and 2nd Position loan rate) is higher than a traditional cash out refi. 

Telling you the whole story;  I still see now and then my personal reply to a seller who decides to reply to the multi month multi touch campaings that are built into this creative system, that the system sends out 3,4,6,8 msgs asking in different ways if they want to sell, if they'd like me to call etc etc, so they say; sure whats your offer. 

tax advantages for multifamily investors fall around this concept of "real estate professional". i wouldn't touch life insurance for this purpose. 

The real HNW don't touch this. 

@Alfath Ahmed I just looked up all 6 counties in Ohio that Columbus touches and searched your name in the property records and found 0 properties across all counties.

If you get that confirmation, it’s still a good idea to touch base with your lender.. every lender has their own nuances with assumable loans, and you don’t want any surprises down the road.

Most of these prefab companies either don’t have a contractor to recommend in my area or will tell me about all the projects they do in CA then disappear when I ask them to get me in touch for a build quote.

Let’s keep in touch.