South Dakota is a great place to invest for a number of reasons like solid migration patterns, low prices, lots of opportunities, and no state income tax.

I don't believe this fact pattern lends itself to a 2nd position seller finance lien because of the construction debt that would be in 1st position.

For illustration purposes if a tenant or passerby trips and becomes  hurt because of a premises liability event, if you discriminate against a tenant or buyer, fail to pay your contractor for work that was performed or any of the many fact patterns that could lead to claim exposure presents itself do you really believe your identity is going to stop a plaintiffs attorney from filing a claim, lien etc?

Seems to be your pattern, much appreciated.I am curious as to plan options for 401k's with employees (so no Solo) that are not "safe harbor". 

The guest bathroom has an ugly green tub with green fiberglass along the wall, green paint, white tiles with green accent tiles.

I prefer a solid surface, tile or something similar like hotels do. 

Hi,Where are flippers purchasing their tiles for bathroom renovations.

If the fact pattern was different and after you went under contract you created value through a variance, permitting or other means then you have a different story to tell and some lenders will treat the imputed equity as your cash consideration.

Update Kitchen countertops or "old" tiling work.

I have a 4 bedroom house for rent and its 1 level all tile.