We bought a home built in 1900, insurance water damage coverage is 10% of the dwelling limit. 

But if the OTA has a significant market share, there are limited options for the host.  

PM's will have plenty of contractors to help streamline the process for you and limit your liability when dealing with contractors. 

The voucher holder is happy (very limited inventory) and as the landlord I can get a higher rent compared to the private market.

You mentioned that your DTI is over 50% with less 10% down, so that's not an option....that 50% limit isn't necessarily a hard-and-fast rule, so you may still be okay @ less than 20% down (not to mention not all lenders calculate income the same way).

@Jenna SchulzeAs a newbie investor with limited capital, I’d invest close to home.Invest in areas you know well.I’ve been in the RE industry since 1978 and people always ask me:What’s the best market to invest in?

I just wanted to make sure there wasn’t a limiting factor of showings or interest.

They usually sell for a really attractive price because investment property financing is (obviously) difficult, somewhat limiting the buyer pool to owner-operator small business owners (who in turn are typically great clients, as well).  

You absolutely can, it will just limit the buyer pool a little bit!

Many banks limit personal loan amounts.