This synergy makes our team stronger and keeps us all moving toward the same goals.6.

Once you find a good property and all the numbers make sense - pull the trigger.

This would reduce my monthly expense to $3,568, saving $144/month.Questions for the Community:Which of these options do you think makes the most sense for a long-term rental in NYC?

Make sure everything lines up and makes sense. 

Either way the numbers can still make sense.

Now that Kaaren has mentioned a self-directed HSA I think I'll definitely look at that in the future, there's not quite enough saved up in there yet to make sense to invest in truly alternative assets but at some point maybe!

For someone looking for diversification or steady long-term growth without getting too hands-on, your suggestion of buying and upgrading a rental property in a familiar and appreciating area makes a lot of sense.

My main question is whether it makes more sense to go the seller financing route and pay off the principal in 8–10 years or stick with a standard 30-year loan.My thinking is that the tax deductions from a mortgage wouldn’t outweigh the potential equity I could gain over those 8–10 years.

Ideally, I’d stick with a single market, but the numbers in Houston didn’t make sense anymore, and I didn’t want to buy another short-term rental.

Everything was progressing smoothly until I met the appraiser to provide access to the property.Right away, I sensed something was off.