Good contractors charge a premium for their work , because we can , you are paying for our skill , our experience , and our relationships with our subs . 

I am looking forward to growing in my knowledge as I expand my skills in REI.  

Hey @Bryant XavierIt’s awesome to see another investor putting in the sweat equity and building up skills in rehabbing!

Over time I branched off and worked in the various other fields building my skills and knowledge.

I use that term to mean someone who is not skilled or not willing to put a lot of effort into it as opposed to "amateur" referring to someone who is new to it.

Only nonrecourse loans will not affect your personal DTI - if you personally guarantee the debt, you're going to take the DTI hit for it unless you can qualify for it to be excluded.Find a local lender who is skilled in working with self-employed and investor clients and talk through your situation with them. 

Some of the best skills I've learned are basic real estate math and finance —being able to analyze potential deals to see if they are feasible and can generate good profit or cash flow. 

For tenants to continue paying comparable rent, new companies must move into the city and create replacement jobs with similar wages and skill requirements.

Accept that the successful RE investors have a well developed skill set that is not immediately acquired.

The CRASH is for sure coming....Here's how to protect yourself:1) Only buy good deals below current market value2) Prudently escrow the money it takes to get them into service (in service = making money)3) Don't over-extend on the amount of projects you can do at one time (project = time between purchase and "in service")4) Continually build your skills in getting deals (sales/networking/marketing), building a better depth chart of vendors, project management, and writing strategic scopes of work for the properties you buy. 5) Put money aside after every successful project.