All of the finishings that we use can be found at our ProjectRE amazon page https://www.amazon.com/shop/jdainflips?

The city is known for its vibrant downtown area, which boasts a variety of restaurants, bars, breweries, coffee shops, ice cream parlors, and more—all within a lively, welcoming atmosphere.

We need to establish a contract (or shop around for reputable companies that are willing to do this).

These are all ways to add value, maybe when you bought the home for 200k, it is worth 225k, then you put that 25k difference into renovations, and now maybe your home is worth 250-300k…I would sit down and write up a detailed plan and talk with the right people before shopping!

Not every lender is the same, continue shopping around until you find one that meets your needs.

During that lunch work shop I haven't taking notes and I felt more and more the staff is looking bad at me: of course I m the only fool who hasen't talked to them yet!

Connect with a quality broker in your area that can shop the various companies for you and find you the best deal without compromising coverage.

The CE Shop is a good overall resource for courses for pre-licensing, but there are a million of them and they all generally do the same thing.

Two, the OP now has some ownership stake in a 92 unit portfolio and shares the remainder with investors. 

I would also consider scaling back major expenses like car payments, lavish shopping, etc.