If you're considering hard money loans, they can provide fast funding, but with higher interest rates and shorter terms.

No fees = higher rates.

I started off doing long distance BRRRRs until the rates went up.

With me not being on the duplex as a co signer it is rasisijg the interest rate 2% higher than what the average rate is or has been going for.

I do not have the capital for the property to pitch in, so I plan to use the investors money to secure the property.The interest rate that I will pay the investor is 5% for up to a duration of 20 years.

I love that you’re already narrowing down specific zip codes and doing your due diligence.I’ve heard good things about 73170 and 73135, especially with the proximity to Tinker Air Force Base, which tends to attract stable tenants.

Are investors finding it easier or harder to refinance with current rates?

Most lenders that I work with give Wholesale Rates (vs retail rates when you go directly to a lender). 

Quote from @Jimmy Rojas: I live in Arizona and homes here are sky high, youd be lucky to get %6 interest rate, I would be a 1st time home buyer, apart from being 1099 employed would Trumps real estate plans benefit the little guys like me? 

I'm a CRE attorney based in Nassau County although I frequently work in the boroughs as well.