@Antoine Black  In general, yes, it goes off your personal credit. 

Personally, I would pay off the higher rate first. 

Initially I didn't have a personal connection to the area and didn't know much about the city.

The absence of a personal guarantee from any disqualified persons is still required, just as with third-party financing.

I personally haven't done this but I have helped clients do it in the past.Hit me up if you're interested!

Quote from @Jaycee Greene: Hey Jaycee, we currently lend on several loan types: Fix & Flip up to 90% LTP, BRRRR, New Construction, Bridge Loans, & Multi-Family.For myself personally, I'm looking in the Orlando, Philadelphia, and Southern NJ markets, 1-4 units.

Pre-foreclosure - homeowners are desperate to avoid foreclosure and they quitclaim deed the title to some XYZ organization , person, or to a lawyer that specializes in foreclosure defense.

I do have an agent I know personally but she's only in the area at certain times of the year.Section 8 would be better than nothing.

If you need more to do the rehab, perhaps instead of partnering, you could get your former boss to do a personal loan. 

Personally, I find BTRs to be more predictable with fewer ongoing maintenance issues, and they tend to attract high-quality tenants.