Unless you revise your plan and ensure that your personal use is under 10% of the rental use.

@Ryan WasherHey everyone, I'd be interested in attending an in-person or virtual meet up also.

The concern with the DSCR loan is that I need to make the property present as though it's rented to individuals during appraisal (tough since it's a working rehab facility now) and must create another lease that shows the tenant as personal and not a company.

What documents do they require, what credit scores do they allow, how do they verify previous rental history, etc.?

Send me a message and we can have a virtual coffee or an in-person coffee if you're around town.

The lot is paid off and deeded to our LLC, but lender will not do conventional loan to LLC for the remaining financing so we'd need to take out a loan in our personal names. 

One thing to note when getting conventional mortgages and spouses.There is a 10 limit per person for conventional financing.You can either do 10 conventional in each person's name which would be 20 mortgages for 2 people or if you do the mortgages jointly, will only allow 10 in total.My thoughts are not to own joint assets until you are both married. 

I've personally sold a number of properties to VA buyers.

BUT, let’s say for personal reasons you want to “stretch” for faster wealth accumulation.  

I've done this with my properties because I'm well known in my small town and don't want people to know what I own.LEGAL PROTECTION: By placing your assets in an LLC, you are legally separating them from your personal assets.