Go down to the bone as long as you have consistent income.

Look, your all hammering away dead-set of getting me to say SubTo is perfectly legal, it's great, everyone with $1k who joined a group, watched a YT video, go out and do it and all will be fine.

It wasn’t the perfect deal on paper. one unit needed some repairs, and the others were under-rented. but we saw the potential.

Just bought a $60k home that we'll put $50k into and have an almost perfect BRRR.How much are you looking to make to "supplement working full time" and then work backwards.

I am never looking for a sure thing as I don't really think they exist but I don't want to get into something that I am not sure how it will look in 3 or 5 years.The only way I would look at this deal is if it is perfect for getaways and relaxing for me and the family and anything I made would help pay for those experiences.

And it should be a perfect job or the rent is 3200 a month.

Perfection is not a place, it's a process. 

There is no perfect software out there.

Hi Mike,I don't know the specific answer to your question, but the dirt cheap bare minimum 'online' brokerage that I've seen a lot of people use, after spinning their wheels and doing a bunch of research, is these guys.To align expectations: you get what you pay for, which in your case may end up being 100% perfectly fine.

In a perfect world an assignment (like @Chris Seveney suggested) would be recorded with each transfer of the note but in reality that does not occur.